What is the primary role of an insurance broker in health insurance?

The primary role of an insurance broker in health insurance is to assist individuals and businesses in finding suitable health insurance. Brokers work independently or with brokerage firms to evaluate the health insurance needs of their clients, which allows them to offer a range of options from different insurers. They understand the various policies available and help clients navigate the complexities of health insurance, including coverage details, costs, and specific requirements of different plans.

This facilitates informed decision-making for clients, ensuring they find options that best meet their healthcare and financial needs. In contrast, other roles mentioned concentrate on different aspects of the insurance process, such as representing insurance companies, providing legal advice, or managing claims, which are not the primary functions of a brokerage.