What is the primary purpose of preventive care in health insurance?

The primary purpose of preventive care in health insurance is to provide services that detect or prevent illnesses before they become severe. This approach is essential because it focuses on maintaining health and preventing disease rather than solely treating illnesses after they occur. Preventive care includes a variety of services such as vaccinations, screenings for certain conditions, and regular check-ups, all aimed at identifying potential health issues early on when they are more manageable and less costly to treat.

By catching health problems before they escalate, preventive care not only improves health outcomes for individuals but also reduces overall healthcare costs, benefiting both patients and the healthcare system. The emphasis on early detection and prevention can lead to a healthier population and a more efficient use of healthcare resources. Other options, while important in their context, do not capture the main goal of preventive care, which is centered around proactive health management.