What amount would the secondary insurer pay if the primary insurer covered $1,500 after the insured paid $500 in deductibles?

In a scenario where there are two health insurance policies—one is the primary insurer and the other is the secondary insurer—the amount the secondary insurer pays is determined after the primary insurer's payment and the insured’s out-of-pocket expenses, including any deductible.

In this case, the insured has a deductible of $500, which means they must pay this amount before their insurance benefits kick in. Once the deductible is met, the primary insurer covers $1,500. To calculate what the secondary insurer would potentially pay, we first consider that the primary payment happens after the deductible.

Since the primary insurer has covered $1,500 after the insured paid the deductible, we evaluate how much of this amount is payable by the secondary insurer. The primary insurer typically pays only once the deductible has been satisfied. Here, the insured has already paid their deductible, which means the secondary insurer's responsibility comes into play concerning any remaining costs not covered by the primary insurance.

In this case, the primary payment is $1,500 which would generally mean the secondary coverage might pay the remaining balance after the deductible and the primary insurance have been considered.

However, if the secondary insurer is simply evaluating eligibility based on costs already covered by the primary insurance and does not have other