Under a nonscheduled plan, what portion of the balance could an insured expect to pay for basic services?

In a nonscheduled plan, the insured typically pays a specified percentage of the costs incurred for basic dental services after any deductibles have been met. Option B indicates that the insured would expect to pay 20% of the balance for these services, which aligns with common typical cost-sharing structures found in many nonscheduled health insurance plans.

Under this type of plan, the insurance company usually covers a larger proportion, such as 80%, leaving the insured responsible for the remaining 20%. This approach is designed to encourage individuals to seek care while also involving them in a shared financial responsibility. Many insurance plans aim to balance affordability for policyholders with cost-management for the insurer, which is reflected in the 20% out-of-pocket cost for basic services.