Kentucky Health Insurance Practice Exam

Question: 1 / 400

What role does a primary care physician play in an HMO plan?

A primary care physician provides specialized surgical procedures

A primary care physician coordinates care and makes referrals to specialists

In an HMO (Health Maintenance Organization) plan, a primary care physician (PCP) plays a crucial role as a coordinator of care. This includes managing a patient’s overall healthcare needs by providing initial consultations, performing routine check-ups, and addressing common health concerns. When a patient requires specialized care, the primary care physician assesses the situation and makes referrals to specialists within the network. This referral process ensures that care is managed effectively and that patients receive the appropriate treatment based on their specific health needs while adhering to the plan’s guidelines.

In contrast, specialized surgical procedures are typically not performed by a primary care physician; they are the domain of specialists. Managing insurance payments is a responsibility usually handled by the insurance company or billing department, not the PCP. Additionally, the primary care physician’s role is not limited to emergency cases; they are involved in ongoing patient care and preventive health measures as well. This comprehensive role is fundamental to the HMO structure, as it promotes coordinated and cost-effective patient care.

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A primary care physician manages insurance payments

A primary care physician only handles emergency cases

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